The maximum loan for a new customer is £200.
We lend in all the TS and DL postcode areas. We also cover Ripon and HG 4 postcode.
Compare the price of home collected and other cash loans available in your area at; www.lenderscompared.org.uk
All home credit customers are entitled to a free, detailed statement once every 3 months; just ask.
Careys make repaying your loan as convenient as possible.
You can pay weekly, fortnightly, monthly or when you get paid, whichever suits you best.
You can also pay in cash, by debit card or standing order – it's your call.
We will always give you a home collection service whenever you require it.
Once your loan application is approved, receiving your money couldn't be simpler.
One of our agents can call round and drop the cash off at your home.
Or if you'd prefer to have it transferred directly into your bank account, we can do that too!
It's all about offering a service that's tailored to suit your needs.
The interest charged at the outset will never increase with penalties for missed or late repayments.
You may find this helpful if you need flexibility at Christmas and holiday times.
And if you do suffer a financial setback, your loan balance will keep reducing even if you're paying less than the minimum weekly amount.
Our aim is to provide you with a loan that you can afford over a repayment term that suits your budget, with flexibility as to how and when you repay the loan.
Applying for a loan with Careys Personal Credit is a simple and straightforward process.
You can apply by contacting one of our agents, filling in an online form or by calling into our Middlesbrough office, where you'll always find a friendly welcome.
Taking out a loan with Careys Personal Credit helps you remain in control of your finances.
The amount you borrow will never increase with further interest charges, unlike some other forms of credit, such as payday loans or credit or store cards.
We will give you your own agent who you can contact at any time to discuss your repayment options or any other query you may have about your loan.
You can repay your Careys Personal Credit loan either weekly, fortnightly or monthly, whichever way suits your budget and is most convenient for you.
You can repay your Careys Personal Credit loan through your agent, via a standing order or by using a debit card. We do everything we can to make it easy.
If you repay your Careys Personal Credit loan early, we'll discount some of the original interest you were charged. It's all part of our commitment to fairness.
We will never charge you extra for late or missed payments, unlike some other forms of credit, such as payday loans or credit and store cards.
We will provide you with your own agent who you can contact at any time to discuss your repayment options or any other query you may have about your loan.
“I’ve been using Careys for a good few years now. It came about through word of mouth but my Mam remembered them from years and years ago. Are they a good firm to deal with? Yes – the best! I use the loans for anything I need really, things for the house or the latest one I took out was to pay for a holiday. Being local makes them more understanding and I wouldn’t use other firms anymore. My agent, Amanda, is a really good friend and we’ve got lots in common. I always tell people, if you need help, go to Careys.”
You may be able to borrow at a cheaper rate by contacting your local credit union. See http://www.findyourcreditunion.co.uk/home for details.
Compare the cost of home credit and other cash loans in your area at www.lenderscompared.org.
Our aim is simply to provide you with a loan you can afford over a repayment term that suits your budget, with flexibility as to how and when you repay the loan.
Loans subject to affordability. To lend responsibly a home credit loan from Careys will require an agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.
Representative Example: £100 loan repayable over 25 weeks: 25 weekly payments of £6 : Rate of interest 104.00% pa fixed: Representative 468.18% APR: Total Amount Payable is £150
Careys Personal Credit, 1 Kensington Road, Linthorpe, Middlesbrough, TS5 6AL. Careys Personal Credit is a trading name of Careys which is authorised and regulated by the Financial Conduct Authority. Firm reference number is 700141
Careys Personal Credit is a trading name of Careys Partnership. The partners in Careys are Peter Carey, Philip Carey, and Careys Credit Services Limited. Company registration number 4077562.
