Call us today on: 01642 850022 1 Kensington Rd, Middlesbrough TS5 6AL
About Careys

Careys are a family firm who have been providing short-term loans throughout Teesside and Durham for over a century

You can pay a loan back by paying an agent in cash or cheque, automatically with a debit card or by calling into our Middlesbrough office.

You can also tailor your payments, weekly, fortnightly or monthly to fit in with your budgeting. If you have an unexpected emergency and need to miss a payment we will not charge you.

A loan with Careys Personal Credit helps you remain in control of your finances.

Our aim is to provide you with a loan that you can afford over a repayment term that suits your budget, with the flexibility as to how and when you repay the loan.

Applying for a loan with Careys Personal Credit is a simple and straightforward process. You can do it by contacting one of our agents, online or by calling into the office.

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Step 1

Complete the online application form, making sure you enter all the details correctly.

If you would prefer someone to help you fill the form in, please contact the office and we’ll arrange for an agent to pop round to see you.

Once you have completed the application one of our contact team will be in touch.

We’ll try to do this the same day or as soon as possible the next working day.

Step 1
Step 2
Step 2

Once the application has been approved and we have been in touch, an agent will call round to see you.

We need to make sure we have the correct information and we will need to see some identification.

We will also discuss how you wish to make repayments, either by paying the agent in cash or by cheque, by an automated debit card payment or by bank transfer.

The choice is yours and we want to make sure repayments are as convenient as possible for you. You can change whichever method you prefer at any time.

Step 3

When you are happy to proceed we will deliver the cash to your door or transfer it into your bank account.

We will provide you with a payment book so that you always know your outstanding balance.

We will ensure that you have all the contact details for your agent and the office.

We are always here to help and assist our customers with any queries or payment difficulties.

Interest rates on a home credit loan are often higher than other forms of lending.

Home credit loans are not suitable if you need more than £200 for your first loan.

Step 3
If you require a Careys "Personal Credit Loan"

We will provide you with your own agent who you can contact at any time to discuss your repayment options or any other query you may have about your loan.

Representative Example:

£100 loan repayable over 24 weeks: 23 weekly payments of £6 and 1 week of £9: Rate of interest 102.12% pa fixed: Representative 435.5% APR: Total Amount Payable is £147.


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